Course Highlights
We've pulled together a tremendous course that will de-mystify the loan modification process and guide you on your way to protecting your home and your financial future.
Here are some highlights of what you will learn in this course:
- The ins and outs of the loan modification process.
- Everything you'd want to know about loss mitigation
- How to negotiate with loss mitigation and loan modification
- How to avoid foreclosure
- Whether or not you were a victim of Predatory Lending
- Your legal rights under RESPA, HOEPA, TILA and other State and Federal statutes
- How to prepare a budget analysis and make sure your Debt-to-Income ratio is acceptable for lender approval
- How to prepare your Income and Expenses statement
- How to get creative on your income and even find additional sources of income
- How to create a compelling loan modification hardship letter
- How to write a Loan Modification Proposal
- Insider tips for Chase, Washington Mutual (WAMU), Wells Fargo, Countrywide, Bank of America, EMC, Aurora Loan Servicing, and more!
- What to do if you've received a Notice of Default (NOD), Notice of Sale (NOS), and are facing foreclosure.
- Foreclosure prevention strategies.
- Alternatives options to loan modification that will enable you to keep your home.
- Alternatives to foreclosure such as "Deed in Lieu of Foreclosure", "Short Sale", lender litigation, and "short refis"
- The pros and cons of filing for Chapter 7 or 13 Bankruptcy Protection.
- A discussion of FHA loans, short refinances, the "Hope Now" and "Hope for Homeowners" program.
- How to manage and rebuild your credit and why "non-profit credit counseling" is not necessarily a good option.
Click Here to View Your Entire Course Syllabus
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